FAQ

All Your Questions About Investing

Find answers to the most frequently asked questions about real estate investment in Spain.

Investment & Purchase

What is the minimum budget to invest in Spain?

The recommended minimum budget is €100,000, including personal funds (20% minimum), purchase fees (10-12%) and a reserve for renovations. We offer properties from €80,000 in certain areas.

Can I buy without traveling to Spain?

Absolutely! We organize detailed virtual tours and can manage the signing by power of attorney. A single trip may be sufficient for final signature at the notary's office, but it's not even mandatory.

What are the purchase fees in Spain?

Purchase fees represent 10-12% of the purchase price: notary (1%), transfer taxes (6-10% depending on region), agency fees (3-5%), bank fees, insurance and our support services.

Which cities should I prioritize for investment?

We recommend Valencia, Alicante, Málaga and certain neighborhoods in Barcelona. These cities offer the best balance between purchase price, rental demand and capital appreciation potential.

Financing & Taxation

Can I get a mortgage in Spain as a non-resident?

Yes, Spanish banks lend to non-residents. They finance up to 90% of the property value with a minimum 20% personal contribution. We assist you with all banking procedures.

What are the taxes on Spanish rental income?

In Spain, rental income is taxed at approximately 24% (for non-residents). In France, it must be declared but a tax treaty prevents double taxation. We guide you to tax experts.

Should I set up a company to invest?

It's not mandatory but may be advantageous depending on your situation. We analyze your profile to determine the optimal structure: personal ownership or Spanish company.

Management & Renovations

How does remote property management work?

We handle everything: tenant search, inspections, rent collection, maintenance, tax filings. You receive monthly reports and your income directly to your bank account.

How much do renovations cost?

On average €15,000 to €25,000 for a complete renovation of a 70m² apartment. We provide detailed quotes before purchase and supervise all work with our local teams.

What happens if there are problems with tenants?

Our local team handles all disputes: non-payment, property damage, evictions if necessary. We have legal partners and specialized insurance to protect your investment.

Profitability & Performance

What returns can I expect?

Our clients achieve average gross returns of 5.5 to 7.5% depending on location and property type. Valencia and Málaga offer the best yields, Barcelona focuses on capital appreciation.

How is Spanish real estate appreciating?

Prices increase 3-8% annually depending on location. Valencia and the Mediterranean coast show sustained growth thanks to tourism and economic appeal.

Can I resell easily?

Yes, demand is strong in our areas. We also assist with resale using our network of buyers. Average sale time: 3-6 months.

Can't find the answer to your question?

Our experts are at your disposal to answer all your specific questions about real estate investment in Spain.

Contact Us