FAQ
All Your Questions About Investing
Find answers to the most frequently asked questions about real estate investment in Spain.
Investment & Purchase
What is the minimum budget to invest in Spain?
The recommended minimum budget is €100,000, including personal funds (20% minimum), purchase fees (10-12%) and a reserve for renovations. We offer properties from €80,000 in certain areas.
Can I buy without traveling to Spain?
Absolutely! We organize detailed virtual tours and can manage the signing by power of attorney. A single trip may be sufficient for final signature at the notary's office, but it's not even mandatory.
What are the purchase fees in Spain?
Purchase fees represent 10-12% of the purchase price: notary (1%), transfer taxes (6-10% depending on region), agency fees (3-5%), bank fees, insurance and our support services.
Which cities should I prioritize for investment?
We recommend Valencia, Alicante, Málaga and certain neighborhoods in Barcelona. These cities offer the best balance between purchase price, rental demand and capital appreciation potential.
Financing & Taxation
Can I get a mortgage in Spain as a non-resident?
Yes, Spanish banks lend to non-residents. They finance up to 90% of the property value with a minimum 20% personal contribution. We assist you with all banking procedures.
What are the taxes on Spanish rental income?
In Spain, rental income is taxed at approximately 24% (for non-residents). In France, it must be declared but a tax treaty prevents double taxation. We guide you to tax experts.
Should I set up a company to invest?
It's not mandatory but may be advantageous depending on your situation. We analyze your profile to determine the optimal structure: personal ownership or Spanish company.
Management & Renovations
How does remote property management work?
We handle everything: tenant search, inspections, rent collection, maintenance, tax filings. You receive monthly reports and your income directly to your bank account.
How much do renovations cost?
On average €15,000 to €25,000 for a complete renovation of a 70m² apartment. We provide detailed quotes before purchase and supervise all work with our local teams.
What happens if there are problems with tenants?
Our local team handles all disputes: non-payment, property damage, evictions if necessary. We have legal partners and specialized insurance to protect your investment.
Profitability & Performance
What returns can I expect?
Our clients achieve average gross returns of 5.5 to 7.5% depending on location and property type. Valencia and Málaga offer the best yields, Barcelona focuses on capital appreciation.
How is Spanish real estate appreciating?
Prices increase 3-8% annually depending on location. Valencia and the Mediterranean coast show sustained growth thanks to tourism and economic appeal.
Can I resell easily?
Yes, demand is strong in our areas. We also assist with resale using our network of buyers. Average sale time: 3-6 months.
Can't find the answer to your question?
Our experts are at your disposal to answer all your specific questions about real estate investment in Spain.