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    <title>Triadica Blog - Real Estate Spain</title>
    <link>https://triadica.fr/en/blog</link>
    <description>Tips and news about buying or selling real estate in Spain</description>
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    <lastBuildDate>Sun, 05 Apr 2026 16:27:12 GMT</lastBuildDate>
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      <title><![CDATA[Beckham Law Spain (2026): Pay a 24% Flat Tax as an Expat - Complete Guide]]></title>
      <link>https://triadica.fr/en/blog/loi-beckham-espagne</link>
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      <description><![CDATA[Spain is often perceived as a high-tax country, with marginal rates that can reach 45% or 50%. This is true for standard residents. But there is an exception, a perfectly official legal "loophole" that transforms Madrid into a true tax haven for qualified newcomers: The Beckham Law.]]></description>
      <pubDate>Thu, 02 Apr 2026 12:15:19 GMT</pubDate>
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      <title><![CDATA[Madrid Property Purchase Costs in 2026: ITP, Notary Fees & Real Budget]]></title>
      <link>https://triadica.fr/en/blog/frais-achat-immobilier-madrid</link>
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      <description><![CDATA[Buying an apartment in Madrid involves more than just the price tag on Idealista. A classic beginner's mistake is budgeting solely for the sale price while overlooking the additional expenses. Whether you are a seasoned investor or a first-time buyer, you must calculate your "Total Acquisition Cost."]]></description>
      <pubDate>Sun, 29 Mar 2026 11:51:11 GMT</pubDate>
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      <title><![CDATA[Getting Your NIE to Buy in Madrid in 2026: The Investor's Guide]]></title>
      <link>https://triadica.fr/en/blog/obtenir-son-nie-pour-acheter-a-madrid-en-2026-guide-de-l-investisseur</link>
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      <description><![CDATA[The NIE is a mandatory tax ID for any property purchase, opening a bank account, or administrative procedure in Spain. For a project in Madrid in 2026, you have three options: via the Consulate, locally (in Madrid), or by Power of Attorney.]]></description>
      <pubDate>Wed, 25 Mar 2026 16:10:51 GMT</pubDate>
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      <title><![CDATA[How to Finance a Property Purchase in Madrid as a Foreign Buyer (2026)]]></title>
      <link>https://triadica.fr/en/blog/pret-immobilier-espagne-non-resident</link>
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      <description><![CDATA[The two main strategies for financing a property purchase in Spain as a non-resident. Investors can either secure a loan against their existing assets in their home country, allowing them to enter the Spanish market as highly competitive cash buyers, or apply for a local mortgage directly in Spain. For the latter, Spanish banks typically finance between 60% and 70% of the purchase for international buyers. Therefore, buyers must prepare a down payment of 30% to 40%, plus a mandatory 10% to 12% to cover taxes and notary fees. Furthermore, the final loan amount is strictly regulated by the tasación: the bank will always base its financing on the lowest value between the negotiated purchase price and the official property appraisal. Finally, to secure this local funding, Spanish banks will require a global debt-to-income ratio of around 30% to 35%, supported by a complete financial dossier including your home-country tax returns and a Spanish NIE.]]></description>
      <pubDate>Sat, 14 Mar 2026 16:55:18 GMT</pubDate>
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      <title><![CDATA[Investing in Madrid: Price Analysis and Returns by Neighborhood]]></title>
      <link>https://triadica.fr/en/blog/investir-a-madrid-analyse-des-prix-et-rentabilites-par-quartier</link>
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      <description><![CDATA[While European real estate stagnates, Madrid shows impressive growth (+15% in Salamanca, +21% in Chamberí). But beware of misleading averages! Based on Idealista data from January 2026 and our field expertise, this analysis decodes neighborhood by neighborhood the real transaction prices, negotiation gaps, and areas where returns still exceed 5%.]]></description>
      <pubDate>Mon, 16 Feb 2026 21:46:06 GMT</pubDate>
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      <title><![CDATA[Buying an Apartment in Madrid in 2026: The Ultimate Guide for International Buyers]]></title>
      <link>https://triadica.fr/en/blog/acheter-un-appartement-a-madrid-en-2026-le-guide-complet</link>
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      <description><![CDATA[Madrid is no longer just the capital of Spain. In 2025, it has established itself as the European capital of quality of life and real estate opportunity. While the markets of Paris, London or Berlin are saturating and seeing their returns collapse, Madrid displays insolent health. A vibrant, secure, connected city, where life is good and, above all, where it is still profitable to invest.]]></description>
      <pubDate>Tue, 10 Feb 2026 07:54:00 GMT</pubDate>
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